National Financial Awareness Day is an annual initiative, typically held in August, that educates the general public about investing. This event encourages individuals to understand the importance of investing, learn about the processes involved, and ultimately work [...]
Markets experienced a challenging environment in July with major indices ending the month slightly lower. However, this is in the context of healthy year-to-date gains and a broad market that is not far from its all-time high. [...]
Target date funds (TDFs), also known as lifecycle or age-based funds, are mutual funds that automatically adjust their asset allocation over time, becoming more conservative as the investor’s selected retirement date approaches. The underlying principle of TDFs [...]
Treasury rates have surged to their highest levels in recent years due to a combination of concerns around inflation, oil prices, the national debt, and the Fed. The 10-year Treasury yield is once again above 4.6% and [...]
In our modern world, computers and cell phones have become everyday necessities that are expected to simply work. Yet, there is unbelievable complexity behind not only the engineering that makes them possible, but also in the supply [...]
Financial caregiving often involves managing an individual’s daily financial affairs when they cannot fully care for themselves. This care could involve tasks such as paying bills, managing retirement funds, buying necessary supplies, or even hiring needed help [...]
Managing one’s financial future can be a complex task, especially when considering the multiple key age milestones involved. Two of the most important are attaining eligibility for Social Security benefits and reaching the age for penalty-free withdrawals [...]
The baseball player Yogi Berra once said that “a nickel ain’t worth a dime anymore.” With inflation still elevated, many investors and consumers may be feeling this way as well. Not only are everyday costs higher due [...]
The Free Application for Federal Student Aid (FAFSA) plays a crucial role in helping many students obtain financial aid for college. Navigating the FAFSA process can be daunting, but understanding the nuances can make the difference between [...]
There is a saying that smooth seas do not make skillful sailors. When it comes to investing, at no time has this been more true than during the first half of the year. Investors faced major events [...]
